3231-3240 of 4478 results

DDO and PYS - two cases of madness
Insight 21 Jun 2019

Lawyers working in the field of financial regulation have become inured to said regulation producing weird, unintended outcomes. Even so, there are two outcomes produced by recently enacted laws that are unequivocally crazy. ...

Compensating superannuation members for 'fees for no advice'
Insight 16 May 2019

APRA and ASIC issued a joint letter to all RSE licensees entitled 'Oversight of fees charged to members' superannuation accounts' in early April, in response to the 'fee for no advice' issue that attracted so much attention in the Royal Commission ...

Comments invited on proposed retirement income product disclosure
Insight 20 Dec 2018

Treasury has released a consultation paper on a new proposed simple standardised product disclosure document as part of the Federal Governments framework for Comprehensive Income Products for Retirement ...

Does that raise a question of the criminal law?
Insight 15 Aug 2019

During Royal Commission hearings last year, Commissioner Hayne ominously asked one witness: Does that raise a question of the criminal law? This Insight considers the implications of this question for financial service providers. ...

The future age of AI
Insight 01 Feb 2019

We will be able to cease speculation on what is in or not in the Final Report of the Financial Services Royal Commission on Monday evening or after whatever time it takes to read and digest ...

The ins and out (goings) of responsible lending
Insight 13 Nov 2018

Very broadly speaking current legislation relating to responsible lending says that a person must not recommend or make an unsuitable loan to a consumer - an unsuitable loan being one that either does not meet the consumers requirements and objectives or imposes repayment obligations that they are ...

The future for foreign financial services providers in Australia – the latest from ASIC
Insight 04 Jul 2019

After much anticipation, ASIC has provided an update on its proposed changes to the licensing relief currently available to foreign financial service providers operating in Australia. ...

Review your IP arrangements: IP exemption from competition laws soon to be repealed
Insight 12 Mar 2019

Section 51(3) of the Competition and Consumer Act 2010 (CCA), which currently exempts conditional licensing or assignment of IP rights from most of the prohibitions on anti-competitive conduct in the CCA, will be repealed. ...

The ESC's draft decision on first round of amendments to the Energy Retail Code
Insight 18 Sep 2018

While the Federal Government gives further consideration to implementation of the ACCCs recommendations relating to retail tariffs and retailer behaviour the Victorian Essential Services Commission has been progressing reforms proposed by the Independent Review into the Electricity and Gas Retail ...

ACCC's recommendations for encouraging consumer engagement
Insight 07 Aug 2018

The ACCC has identified consumer disengagement as a key issue of concern in the retail electricity market and formulated a number of proposals designed to encourage consumer engagement and switching as a way to drive competition We look at the key recommendations ...

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